UNION BANK OF INDIA
LUDHIANA Branch • Ludhiana • Punjab
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
UNION BANK OF INDIA
LUDHIANA
Ludhiana
Punjab
SCO34 FEROZ GANDHI MARKET, PAKHOWAL ROAD, LUDHIANA 141001
IFSC Code Breakdown
Frequently Asked Questions
What is UBIN0904805 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UNION BANK OF INDIA LUDHIANA branch.
Is UBIN0904805 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).