Skip to Content
UBIN0904589

UNION BANK OF INDIA

PHAGWARA Branch • Phagwara • Punjab

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
UBIN0904589
Bank Name

UNION BANK OF INDIA

Branch Name

PHAGWARA

City

Phagwara

State

Punjab

Branch Address

UJAGER CENTRE,GURU HARGOBIND NAGAR,PHAGWARA 144401

Phone Number 01824-269457

IFSC Code Breakdown

Bank Code UBIN
Check Digit 0
Branch Code 904589

Frequently Asked Questions

What is UBIN0904589 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UNION BANK OF INDIA PHAGWARA branch.

Is UBIN0904589 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).