UNION BANK OF INDIA
KOT GANGURAI Branch • Ludhiana • Punjab
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
UNION BANK OF INDIA
KOT GANGURAI
Ludhiana
Punjab
VILLAGE POST KOT GANGURAI,TEHSIL KUM KALAN,LUDHIANA DIST,141113
IFSC Code Breakdown
Frequently Asked Questions
What is UBIN0827801 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UNION BANK OF INDIA KOT GANGURAI branch.
Is UBIN0827801 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).