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IOBA0003844

INDIAN OVERSEAS BANK

PHULBANI TOWN Branch • Phulbani • Odisha

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0003844
Bank Name

INDIAN OVERSEAS BANK

Branch Name

PHULBANI TOWN

City

Phulbani

State

Odisha

Branch Address

NEAR SARBA MANGALA PRESS, MASTERPADA,PHULBANI,PO-PHULBANI,DIST-KANDHAMAL,PIN-762001,ODISHA

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 003844

Frequently Asked Questions

What is IOBA0003844 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK PHULBANI TOWN branch.

Is IOBA0003844 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).