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IOBA0002804 - INDIAN OVERSEAS BANK
IOBA0002804

INDIAN OVERSEAS BANK

NAINITAL Branch • Nainital • Uttarakhand

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0002804
Bank Name

INDIAN OVERSEAS BANK

Branch Name

NAINITAL

City

Nainital

State

Uttarakhand

Branch Address

M/S. GANGOLAS CHEMISTS, 111-112, TALLI TAL, NAINITAL DIST. PIN 263 002

Phone Number 044-28584896

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 002804

Frequently Asked Questions

What is IOBA0002804 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK NAINITAL branch.

Is IOBA0002804 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).