IOBA0000495
INDIAN OVERSEAS BANK
RAMANGUDA Branch • Rayagada • Odisha
Verified
NEFT/RTGS/IMPS
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
IFSC
Code
IOBA0000495
Bank Name
INDIAN OVERSEAS BANK
Branch Name
RAMANGUDA
IFSC Code Breakdown
Bank Code
IOBA
Check Digit
0
Branch Code
000495
Frequently Asked Questions
What is IOBA0000495 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK RAMANGUDA branch.
Is IOBA0000495 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).