UTKARSH SMALL FINANCE BANK
RAJPURA Branch • Patiala • Punjab
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
UTKARSH SMALL FINANCE BANK
RAJPURA
Patiala
Punjab
UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR HOUSE NO 1172 SHOP NO 3 GANDHI COLONY KASTURBA ROAD RAJPURA PATIALA PUNJAB140401
IFSC Code Breakdown
Frequently Asked Questions
What is UTKS0001978 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UTKARSH SMALL FINANCE BANK RAJPURA branch.
Is UTKS0001978 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).