Skip to Content
UTKS0001264 - UTKARSH SMALL FINANCE BANK
UTKS0001264

UTKARSH SMALL FINANCE BANK

RATU ROAD Branch • Ratu Road • Jharkhand

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
UTKS0001264
Bank Name

UTKARSH SMALL FINANCE BANK

Branch Name

RATU ROAD

City

Ratu Road

State

Jharkhand

Branch Address

SMT.SUSHEELA SHARAM,W/O DWARIKA PRASHAD DEVI MANDAP ROAD,HESAL,RANCHI,THANA-SUKHEDEV NAGAR DIST.RANCHI ( JHARKHAND),PIN-834005

Phone Number 0651-9523095851

IFSC Code Breakdown

Bank Code UTKS
Check Digit 0
Branch Code 001264

Frequently Asked Questions

What is UTKS0001264 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UTKARSH SMALL FINANCE BANK RATU ROAD branch.

Is UTKS0001264 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).