Skip to Content
UTIB0003946

AXIS BANK

VAIKOM Branch • Kottayam • Kerala

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
UTIB0003946
Bank Name

AXIS BANK

Branch Name

VAIKOM

City

Kottayam

State

Kerala

Branch Address

ASARIPARAMBIL BLDG, NORTH GATE ROAD, VAIKOM

Phone Number 04829-223123

IFSC Code Breakdown

Bank Code UTIB
Check Digit 0
Branch Code 003946

Frequently Asked Questions

What is UTIB0003946 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to AXIS BANK VAIKOM branch.

Is UTIB0003946 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).