AXIS BANK
FEROZEPUR ROAD, LUDHIANA Branch • Ludhiana • Punjab
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
AXIS BANK
FEROZEPUR ROAD, LUDHIANA
Ludhiana
Punjab
GROUND FLOOR, 457-G,BRS NAGAR, DISTT. LUDHIANA-141001, PUNJAB
IFSC Code Breakdown
Frequently Asked Questions
What is UTIB0001861 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to AXIS BANK FEROZEPUR ROAD, LUDHIANA branch.
Is UTIB0001861 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).