Skip to Content
UBIN0912204

UNION BANK OF INDIA

PALAI Branch • Palai • Kerala

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
UBIN0912204
Bank Name

UNION BANK OF INDIA

Branch Name

PALAI

City

Palai

State

Kerala

Branch Address

PLAZA, NEAR HEAD POST OFFICE, VELLAPPADU, PALAI686575,

Phone Number 04822-200320

IFSC Code Breakdown

Bank Code UBIN
Check Digit 0
Branch Code 912204

Frequently Asked Questions

What is UBIN0912204 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UNION BANK OF INDIA PALAI branch.

Is UBIN0912204 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).