UNION BANK OF INDIA
PHAGWARA Branch • Kapurthala • Punjab
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
UNION BANK OF INDIA
PHAGWARA
Kapurthala
Punjab
ESS PEE HEIGHTS,PALAHI ROAD,NEAR KAMALA NEHRU COLLEGE,PHAGWARA,KAPURTALA DIST 144401
IFSC Code Breakdown
Frequently Asked Questions
What is UBIN0820679 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to UNION BANK OF INDIA PHAGWARA branch.
Is UBIN0820679 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).