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IOBA0003864 - INDIAN OVERSEAS BANK
IOBA0003864

INDIAN OVERSEAS BANK

GARHWA Branch • Garhwa • Jharkhand

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0003864
Bank Name

INDIAN OVERSEAS BANK

Branch Name

GARHWA

City

Garhwa

State

Jharkhand

Branch Address

KAMLA COMPLEX,CHINYA ROAD,GARHWA,DISTRICT GARHWA 822114,JHARKHAND

Phone Number 06561-8789246462

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 003864

Frequently Asked Questions

What is IOBA0003864 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK GARHWA branch.

Is IOBA0003864 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).