INDIAN OVERSEAS BANK
VIRAJ KHAND Branch • Lucknow • Uttar Pradesh
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
INDIAN OVERSEAS BANK
VIRAJ KHAND
Lucknow
Uttar Pradesh
1/11, VIRAJ KHAND, NEAR MAX SUPER HOSPITAL, LUCKNOW-226010
IFSC Code Breakdown
Frequently Asked Questions
What is IOBA0003862 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK VIRAJ KHAND branch.
Is IOBA0003862 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).