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IOBA0003718

INDIAN OVERSEAS BANK

JOSHIMATH Branch • Joshimath • Uttarakhand

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0003718
Bank Name

INDIAN OVERSEAS BANK

Branch Name

JOSHIMATH

City

Joshimath

State

Uttarakhand

Branch Address

NO.1,NARSINGH TEMPLE ROAD, UPPER BAZAR, JOSHIMATH, DISTRICT - CHAMOLI, UTTARAKHAND. PIN - 246443

Phone Number 0135-2769642

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 003718

Frequently Asked Questions

What is IOBA0003718 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK JOSHIMATH branch.

Is IOBA0003718 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).