Skip to Content
IOBA0003194 - INDIAN OVERSEAS BANK
IOBA0003194

INDIAN OVERSEAS BANK

GARACHARMA Branch • Garacharama • Andaman And Nicobar Islands

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0003194
Bank Name

INDIAN OVERSEAS BANK

Branch Name

GARACHARMA

City

Garacharama

State

Andaman And Nicobar Islands

Branch Address

G R HOUSING SOCIETY P.O,GARACHARMA,SOUTH ANDAMAN ST

Phone Number 044-28584896

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 003194

Frequently Asked Questions

What is IOBA0003194 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK GARACHARMA branch.

Is IOBA0003194 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).