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IOBA0002604

INDIAN OVERSEAS BANK

SME KAKINADA Branch • Kakinada • Andhra Pradesh

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0002604
Bank Name

INDIAN OVERSEAS BANK

Branch Name

SME KAKINADA

City

Kakinada

State

Andhra Pradesh

Branch Address

2 43 41A I FLOOR ENDOWMENTS COLONY 50 BUILDINGS CENTRE BHASKARNAGAR KAKINADA 533033

Phone Number 044-28584896

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 002604

Frequently Asked Questions

What is IOBA0002604 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK SME KAKINADA branch.

Is IOBA0002604 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).