Skip to Content
IOBA0002344 - INDIAN OVERSEAS BANK
IOBA0002344

INDIAN OVERSEAS BANK

SARAIDHELA Branch • Seraidhela • Jharkhand

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0002344
Bank Name

INDIAN OVERSEAS BANK

Branch Name

SARAIDHELA

City

Seraidhela

State

Jharkhand

Branch Address

WARD NO 28 MAIN ROAD SARAIDHELA DHANBAD JHARKHAND 828127

Phone Number 2222054

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 002344

Frequently Asked Questions

What is IOBA0002344 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK SARAIDHELA branch.

Is IOBA0002344 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).