Skip to Content
IOBA0001638 - INDIAN OVERSEAS BANK
IOBA0001638

INDIAN OVERSEAS BANK

EDAPAL Branch • Malappuram • Kerala

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0001638
Bank Name

INDIAN OVERSEAS BANK

Branch Name

EDAPAL

City

Malappuram

State

Kerala

Branch Address

XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576

Phone Number 01633-269009

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 001638

Frequently Asked Questions

What is IOBA0001638 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK EDAPAL branch.

Is IOBA0001638 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).