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IOBA0001581

INDIAN OVERSEAS BANK

ST THOMAS MOUNT Branch • Chennai • Tamil Nadu

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0001581
Bank Name

INDIAN OVERSEAS BANK

Branch Name

ST THOMAS MOUNT

City

Chennai

State

Tamil Nadu

Branch Address

41, MAIN ROAD, ST. THOMAS MOUNT, CHENNAI 600016

Phone Number 2380486

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 001581

Frequently Asked Questions

What is IOBA0001581 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK ST THOMAS MOUNT branch.

Is IOBA0001581 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).