INDIAN OVERSEAS BANK
PADMASESHADRI BAL BHAVAN Branch • Chennai • Tamil Nadu
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
INDIAN OVERSEAS BANK
PADMASESHADRI BAL BHAVAN
Chennai
Tamil Nadu
11, PSBB SCHOOL COMPLEX, ALAGIRISAMY SALAI, K.K. NAGAR, CHENNAI 600078
IFSC Code Breakdown
Frequently Asked Questions
What is IOBA0001492 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK PADMASESHADRI BAL BHAVAN branch.
Is IOBA0001492 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).