INDIAN OVERSEAS BANK
GAYA Branch • Gaya • Bihar
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
INDIAN OVERSEAS BANK
GAYA
Gaya
Bihar
MISHRA MARKET,SWARAJPURI ROAD,GAYA,PIN 823001
IFSC Code Breakdown
Frequently Asked Questions
What is IOBA0001449 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK GAYA branch.
Is IOBA0001449 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).