Skip to Content
IOBA0001420 - INDIAN OVERSEAS BANK
IOBA0001420

INDIAN OVERSEAS BANK

RATLAM Branch • Ratlam • Madhya Pradesh

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0001420
Bank Name

INDIAN OVERSEAS BANK

Branch Name

RATLAM

City

Ratlam

State

Madhya Pradesh

Branch Address

81 GROUND FLOOR,NEW ROAD,RATLAM,PIN 457001

Phone Number 07412-234759

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 001420

Frequently Asked Questions

What is IOBA0001420 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK RATLAM branch.

Is IOBA0001420 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).