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IOBA0001312

INDIAN OVERSEAS BANK

NESAPAKKAM Branch • Chennai • Tamil Nadu

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0001312
Bank Name

INDIAN OVERSEAS BANK

Branch Name

NESAPAKKAM

City

Chennai

State

Tamil Nadu

Branch Address

778, S.K. APARTMENTS, MUNUSWAMY SALAI, WEST K.K. NAGAR, CHENNAI 600078

Phone Number 23661031

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 001312

Frequently Asked Questions

What is IOBA0001312 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK NESAPAKKAM branch.

Is IOBA0001312 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).