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IOBA0001296 - INDIAN OVERSEAS BANK
IOBA0001296

INDIAN OVERSEAS BANK

VELACHERY Branch • Chennai • Tamil Nadu

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0001296
Bank Name

INDIAN OVERSEAS BANK

Branch Name

VELACHERY

City

Chennai

State

Tamil Nadu

Branch Address

15, 100 FEET BYPASS RD, NORTH VIJAYA NGR, VELACHERY, CHENNAI

Phone Number 22451114

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 001296

Frequently Asked Questions

What is IOBA0001296 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK VELACHERY branch.

Is IOBA0001296 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).