INDIAN OVERSEAS BANK
R O ERNAKULAM Branch • Kochi • Kerala
How to Use This IFSC Code
NEFT
Up to ₹10 lakh, 2-3 hour settlement
RTGS
₹2 lakh and above, instant settlement
IMPS
24/7 instant transfers up to ₹5 lakh
Bank Branch Details
INDIAN OVERSEAS BANK
R O ERNAKULAM
Kochi
Kerala
POST BOX NO 2384 DOOR NO NIL,VETTUKATTIL BUILDINGS,JOS JUNCTION,MGRD,ERNAKULAM,KOCHI 682016
IFSC Code Breakdown
Frequently Asked Questions
What is IOBA0000824 used for?
This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK R O ERNAKULAM branch.
Is IOBA0000824 valid for online transfers?
Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.
What are the transfer limits for this branch?
NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).