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IOBA0000409

INDIAN OVERSEAS BANK

KAYAMKULAM Branch • Kayamkulam • Kerala

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0000409
Bank Name

INDIAN OVERSEAS BANK

Branch Name

KAYAMKULAM

City

Kayamkulam

State

Kerala

Branch Address

187A, NELSON BUILDING, MAIN ROAD, KAYAMKULAM PIN 690502

Phone Number 2442956

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 000409

Frequently Asked Questions

What is IOBA0000409 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK KAYAMKULAM branch.

Is IOBA0000409 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).