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IOBA0000040 - INDIAN OVERSEAS BANK
IOBA0000040

INDIAN OVERSEAS BANK

KOTTAYAM Branch • Kottayam • Kerala

Verified NEFT/RTGS/IMPS

How to Use This IFSC Code

NEFT

Up to ₹10 lakh, 2-3 hour settlement

RTGS

₹2 lakh and above, instant settlement

IMPS

24/7 instant transfers up to ₹5 lakh

Bank Branch Details

IFSC Code
IOBA0000040
Bank Name

INDIAN OVERSEAS BANK

Branch Name

KOTTAYAM

City

Kottayam

State

Kerala

Branch Address

OOPOOTTIL BUILDING, KK.ROAD, KOTTAYAM - 686 001

Phone Number 0481-2562004

IFSC Code Breakdown

Bank Code IOBA
Check Digit 0
Branch Code 000040

Frequently Asked Questions

What is IOBA0000040 used for?

This IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) to INDIAN OVERSEAS BANK KOTTAYAM branch.

Is IOBA0000040 valid for online transfers?

Yes, this IFSC code is valid for all types of online transfers including UPI, net banking, and mobile banking.

What are the transfer limits for this branch?

NEFT: up to ₹10 lakh (usually). RTGS: Minimum ₹2 lakh. IMPS: Up to ₹5 lakh per day (standard limit).